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CVB Financial CVBF Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
Bank of America logo
Bank of AmericaBAC
$16B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.32B+5.2%
CTB
Community Trust BancorpCTBI
$60.89M+12.7%
International Bancshares logo
International BancsharesIBOC
$171.11M+2.2%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%

Other financials

Income statement

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Revenue$179.4M+42.0%
Net income$48.3M-4.6%
EPS (diluted)$0.29-21.6%

Balance sheet

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Cash & equivalents$1.1B+49.5%
Total debt$76.0M+63.7%
Total equity$3.2B+41.5%
Total assets$21.2B+37.4%

Cash flow

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Operating cash flow$388.1M+631%
CapEx$780.0K-8.2%
Free cash flow$387.4M+641%

Valuation

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Market cap$4B+52.5%
Enterprise value$2.97B+53.9%
P/E19.4×+6.5×
P/S+1.8×

Profitability

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Net margin36%-4.5pp
FCF margin99.7%+52.7pp

Returns & leverage

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Return on equity7.6%-1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by CVB Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: CVB Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340248
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Subordinated debentures639639
Other248371494807
Total interest expense39,71332,60170,98365,159
Net interest income before provision for (recapture of) credit losses162,415111,608280,255222,052
Provision for (recapture of) credit losses3,000(2,000)
Net interest income after provision for (recapture of) credit losses162,415111,608277,255224,052
Noninterest income
Service charges on deposit accounts5,3364,95910,1539,867

ITEM 1. CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is CVB Financial's net interest income?
CVB Financial (CVBF) reported net interest income of $162.42M in Q2 2026.
How has CVB Financial's net interest income changed year-over-year?
CVB Financial's net interest income increased by 45.5% year-over-year, from $111.61M to $162.42M.
What is the long-term trend for CVB Financial's net interest income?
Over 4 years (2021 to 2025), CVB Financial's net interest income has grown at a 2.7% compound annual growth rate (CAGR), from $414.55M to $460.29M.
What does net interest income mean?
This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core profitability of the bank's lending and deposit-taking activities. It is the primary driver of a bank's operating margin before non-interest income and expenses.

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