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Domino's Pizza DPZ Self-insurance reserves

Self-insurance reserves at other companies

Uber Technologies logo
Uber TechnologiesUBER
$443M-34.4%
US Foods logo
US FoodsUSFD
$32M+5.8%
Allstate logo
AllstateALL
$281M-85.4%
LPL Financial Holdings logo
LPL Financial HoldingsLPLA
$106.39M+27.0%
Assurant logo
AssurantAIZ
$61.5M+113%
Arch Capital Group logo
Arch Capital GroupACGL
$540M-34.6%

Other financials

Income statement

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Revenue$1.2B+3.5%
Gross profit$464.5M+4.8%
Operating income$230.4M+9.6%
Net income$139.8M-6.6%
EPS (diluted)$4.13-4.6%

Balance sheet

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Cash & equivalents$232.9M-23.5%
Total debt$5.3B+1.1%
Total equity-$3.9B+0.2%
Total assets$1.8B-1.8%

Cash flow

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Operating cash flow$162.0M-9.6%
CapEx$15.0M+2.0%
Free cash flow$146.9M-10.6%

Valuation

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Market cap$10.39B-32.4%
Enterprise value$15.42B-24.5%
P/E17.6×-7.7×
P/S2.1×-1.2×

Profitability

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Gross margin40.1%+0.6pp
Operating margin19.6%+1.0pp
Net margin11.9%-1.0pp
FCF margin14.7%

Returns & leverage

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Return on equity-15.1%
Debt / equity-1.3×
Current ratio1.6×+1.0×

Where this comes from

Reported directly by Domino's Pizza in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInSelfInsuranceReserve.

The official record: Domino's Pizza’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Domino's Pizza's self-insurance reserves?
Domino's Pizza (DPZ) reported self-insurance reserves of $134K in Q4 2025.
How has Domino's Pizza's self-insurance reserves changed year-over-year?
Domino's Pizza's self-insurance reserves increased by 109.6% year-over-year, from -$1.39M to $134K.
What is the long-term trend for Domino's Pizza's self-insurance reserves?
Over 4 years (2021 to 2025), Domino's Pizza's self-insurance reserves has grown at a -45.8% compound annual growth rate (CAGR), from $6.22M to $536K.
What does self-insurance reserves mean?
The change in the amount of money reserved for self-insured risks and claims.
How do you interpret self-insurance reserves?
An increase suggests higher anticipated future claims or a shift in risk profile, potentially impacting future cash outflows.
How does self-insurance reserves compare across companies?
Common in large-scale restaurant operators; peers with similar risk profiles report this as part of operating cash flow adjustments.