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Eastern Bankshares, Inc. EBC Interest Expense, Deposits

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Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.24B+77.6%
Enterprise value$5.48B+116%
P/E13.9×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on federal funds sold and other short-term investments1,7742,3592,7846,995
Total interest and dividend income349,909279,339689,455545,044
Interest expense:
Interest on deposits93,03976,706183,474152,704
Interest on borrowings4,9386039,3931,411
Total interest expense97,97777,309192,867154,115
Net interest income251,932202,030496,588390,929
Provision for allowance for loan losses6,7557,60012,51114,200

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s interest expense, deposits?
Eastern Bankshares, Inc. (EBC) reported interest expense, deposits of $93.04M in Q2 2026.
How has Eastern Bankshares, Inc.'s interest expense, deposits changed year-over-year?
Eastern Bankshares, Inc.'s interest expense, deposits increased by 21.3% year-over-year, from $76.71M to $93.04M.
What is the long-term trend for Eastern Bankshares, Inc.'s interest expense, deposits?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s interest expense, deposits has grown at a 183.2% compound annual growth rate (CAGR), from $5.17M to $332.4M.
What does interest expense, deposits mean?
Interest Expense, Deposits

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