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United Bankshares UBSI Interest Expense, Deposits

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Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.55B+28.8%
Enterprise value$5.01B+50.7%
P/E12.7×-0.2×
P/S5.1×+0.6×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Tax-exempt1,1901,2132,3772,387
Total interest income418,197421,196834,126824,843
Interest expense
Interest on deposits126,141139,156252,869275,444
Interest on short-term borrowings1,4251,4882,8642,938
Interest on long-term borrowings5,3196,01510,56611,869
Total interest expense132,885146,659266,299290,251
Net interest income285,312274,537567,827534,592

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's interest expense, deposits?
United Bankshares (UBSI) reported interest expense, deposits of $126.14M in Q2 2026.
How has United Bankshares's interest expense, deposits changed year-over-year?
United Bankshares's interest expense, deposits decreased by 9.4% year-over-year, from $139.16M to $126.14M.
What is the long-term trend for United Bankshares's interest expense, deposits?
Over 4 years (2021 to 2025), United Bankshares's interest expense, deposits has grown at a 91.1% compound annual growth rate (CAGR), from $41.62M to $554.49M.
What does interest expense, deposits mean?
Interest Expense, Deposits

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