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Eastern Bankshares, Inc. EBC Interest rate swap income

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Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept ebc:InterestRateSwapIncomeLosses.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Investment advisory fees19,69317,28238,00733,719
Service charges on deposit accounts10,0448,24419,97116,559
Card income6,0384,23011,8358,150
Interest rate swap income1,9969782,9791,466
Income from investments for employee retirement benefits6,9585,7275,0984,470
Mortgage banking income (loss)3,343(95)6,208(187)
Losses on sales of securities available for sale, net(269,638)
Miscellaneous income and fees9,7845,86718,81912,206

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s interest rate swap income?
Eastern Bankshares, Inc. (EBC) reported interest rate swap income of $2M in Q2 2026.
How has Eastern Bankshares, Inc.'s interest rate swap income changed year-over-year?
Eastern Bankshares, Inc.'s interest rate swap income increased by 104.1% year-over-year, from $978K to $2M.
What is the long-term trend for Eastern Bankshares, Inc.'s interest rate swap income?
Over 3 years (2021 to 2025), Eastern Bankshares, Inc.'s interest rate swap income has grown at a -12.6% compound annual growth rate (CAGR), from $5.63M to $3.76M.
What does interest rate swap income mean?
This metric represents the net gains or losses recognized from derivative financial instruments used to hedge interest rate risk. It reflects the effectiveness of the bank's asset-liability management strategies in mitigating volatility caused by fluctuating market interest rates.

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