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Lakeland Financial LKFN Interest rate swap fee income

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Other financials

Income statement

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Revenue$70.9M+6.8%
Net income$28.4M+5.5%
EPS (diluted)$1.13+8.7%

Balance sheet

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Cash & equivalents$194.1M-37.4%
Total debt$147.9M+1,064%
Total equity$773.3M+8.9%
Total assets$7.2B+4.0%

Cash flow

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Operating cash flow$24.4M+50.7%
CapEx$5.2M+147%
Free cash flow$19.1M+36.1%

Valuation

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Market cap$1.55B-0.6%
Enterprise value$1.5B+19.1%
P/E13.9×-2.6×
P/S5.5×-0.6×

Profitability

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Net margin39.8%+2.7pp
FCF margin40%+3.4pp

Returns & leverage

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Return on equity15%+1.1pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept lkfn:InterestRateSwapFeeIncome.

The source filing: Lakeland Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 7:56 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000721994-26-000067
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Loan and service fees3,0603,0066,2675,890
Merchant and interchange fee income8368541,6131,676
Bank owned life insurance income1,6171,0402,5931,362
Interest rate swap fee income02070120
Mortgage banking income12812420973
Other income5253981,2551,256
Total noninterest income12,57211,48625,50522,414
NONINTEREST EXPENSE

Cover / Front Matter

FAQ

What is Lakeland Financial's interest rate swap fee income?
Lakeland Financial (LKFN) reported interest rate swap fee income of $0 in Q2 2026.
How has Lakeland Financial's interest rate swap fee income changed year-over-year?
Lakeland Financial's interest rate swap fee income decreased by 100.0% year-over-year, from $20K to $0.
What is the long-term trend for Lakeland Financial's interest rate swap fee income?
Over 4 years (2021 to 2025), Lakeland Financial's interest rate swap fee income has grown at a -46.8% compound annual growth rate (CAGR), from $1.04M to $83K.
What does interest rate swap fee income mean?
Interest rate swap fee income as reported by Lakeland Financial Corp.

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