Skip to content
OpenCapital
Get started

Enterprise Financial Services EFSC SBA Loan Sales — Noninterest income

Other product segments

Anticipated Insurance Proceeds
$32.11M—
Deposit service charges
$5.26M+18.9%
Other Miscellaneous Income
$2.87M-19.3%
Wealth management revenue
$2.71M+2.0%
Card services revenue
$2.54M+5.8%
Bank-owned life insurance
$1.93M+115%
Gain on SBA loan sales
$1.14M—
Community development fees
$922K+210%
Tax credit income (loss)
-$179K-107%

Similar metrics at other companies

HOM
HOMBProceeds from sale of SBA loans
$1.29M-70.2%
Northwest Bancshares logo
NWBIGain on sale of SBA loans
$1.19M-4.2%
Hope Bancorp logo
HOPENet gains on sales of SBA loans
$3.27M+4.3%
HOM
HOMBGain on sale of SBA loans
$80K-72.2%
Ameris Bancorp logo
ABCBProceeds from sales of SBA loans held for sale
$9.24M+6.9%
Ready Capital logo
RCSmall Business Lending — Noninterest Income
$19.05M-47.7%

Other financials

Income statement

See full
Revenue$185.2M+11.6%
Net income$49.4M-1.2%
EPS (diluted)$1.30-0.8%

Balance sheet

See full
Cash & equivalents$634.5M+31.7%
Total debt$27.1M+3.8%
Total equity$2.0B+8.3%
Total assets$17.2B+9.9%

Cash flow

See full
Operating cash flow$58.5M+46.2%
CapEx$1.0M-76.7%
Free cash flow$57.5M+61.4%

Valuation

See full
Market cap$2.37B+0.3%
P/E11.8×-0.3×
P/S3.1×-0.5×

Profitability

See full
Net margin26.4%-3.3pp
FCF margin26.8%-11.2pp

Returns & leverage

See full
Return on equity10.3%-0.5pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: Enterprise Financial Services’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Enterprise Financial Services's sba loan sales — noninterest income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Enterprise Financial Services's SBA loan sales — noninterest income?
Enterprise Financial Services (EFSC) reported SBA loan sales — noninterest income of $1.05M in Q4 2025.
How has Enterprise Financial Services's SBA loan sales — noninterest income changed year-over-year?
Enterprise Financial Services's SBA loan sales — noninterest income increased by 196.0% year-over-year, from $353.75K to $1.05M.
What is the long-term trend for Enterprise Financial Services's SBA loan sales — noninterest income?
Over 2 years (2023 to 2025), Enterprise Financial Services's SBA loan sales — noninterest income has grown at a 44.2% compound annual growth rate (CAGR), from $2.02M to $4.19M.
What does SBA loan sales — noninterest income mean?
This metric represents the revenue generated from the sale of Small Business Administration (SBA) guaranteed loans into the secondary market. It reflects the fee-based income earned by the institution for originating and subsequently selling the government-guaranteed portion of these loans. This income stream is a key indicator of the company's ability to leverage government-backed lending programs to generate non-interest revenue while managing balance sheet exposure.