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Enterprise Financial Services EFSC Tax credit income (loss) — Total noninterest income

Other product segments

Anticipated Insurance Proceeds
$32.11M
Deposit service charges
$5.26M+18.9%
SBA Loan Sales
$4.19M+196%
Wealth management revenue
$2.71M+2.0%
Card services revenue
$2.54M+5.8%
Bank-owned life insurance
$1.93M+115%
Gain on SBA loan sales
$1.14M
Community development fees
$922K+210%

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$14M+40.0%
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Other financials

Income statement

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Revenue$182.2M+5.1%
Net income$40.9M-20.4%
EPS (diluted)$1.09-19.9%

Balance sheet

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Cash & equivalents$273.9M-44.3%
Total debt$27.1M+3.8%
Total equity$2.0B+6.1%
Total assets$17.4B+8.2%

Cash flow

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Operating cash flow$58.5M+46.2%
CapEx$1.0M-76.7%
Free cash flow$57.5M+61.4%

Valuation

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Market cap$2.4B+18.0%
P/E12.6×+2.5×
P/S3.1×+0.1×

Profitability

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Net margin24.8%-5.1pp
FCF margin26.8%-11.2pp

Returns & leverage

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Return on equity9.6%-1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Enterprise Financial Services’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:07 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001025835-26-000108
($ in thousands, except per share data)Three months ended March 31, 2026Three months ended March 31, 2025
Deposit service charges5,2564,420
Wealth management revenue2,7122,659
Card services revenue2,5352,395
Tax credit income (loss)(179)2,610
Other income8,7646,399
Total noninterest income19,08818,483
Noninterest expense:
Employee compensation and benefits55,75948,208

Item 6. Exhibits [54](#i37d7882297644a83b342ac87e0c33d5f_172)

FAQ

What is Enterprise Financial Services's tax credit income (loss) — total noninterest income?
Enterprise Financial Services (EFSC) reported tax credit income (loss) — total noninterest income of -$179K in Q1 2026.
How has Enterprise Financial Services's tax credit income (loss) — total noninterest income changed year-over-year?
Enterprise Financial Services's tax credit income (loss) — total noninterest income decreased by 106.9% year-over-year, from $2.61M to -$179K.
What is the long-term trend for Enterprise Financial Services's tax credit income (loss) — total noninterest income?
Over 4 years (2021 to 2025), Enterprise Financial Services's tax credit income (loss) — total noninterest income has grown at a -1.0% compound annual growth rate (CAGR), from $8.03M to $7.7M.
What does tax credit income (loss) — total noninterest income mean?
This metric represents the net financial impact of tax credit investment activities, including the amortization of investments and the recognition of related tax benefits. It reflects the company's participation in tax-advantaged programs as a component of noninterest income. Investors use this to assess the contribution of tax-oriented investment strategies to the firm's overall fee-based revenue stream.

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