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Enterprise Financial Services EFSC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$194M+4.9%
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$104.8M+37.0%
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$142.94M+35.7%
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$59.02M+5.7%
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$129.08M+13.7%
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JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$185.2M+11.6%
Net income$49.4M-1.2%
EPS (diluted)$1.30-0.8%

Balance sheet

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Cash & equivalents$634.5M+31.7%
Total debt$27.1M+3.8%
Total equity$2.0B+8.3%
Total assets$17.2B+9.9%

Cash flow

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Operating cash flow$58.5M+46.2%
CapEx$1.0M-76.7%
Free cash flow$57.5M+61.4%

Valuation

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Market cap$2.37B+0.3%
P/E11.8×-0.3×
P/S3.1×-0.5×

Profitability

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Net margin26.4%-3.3pp
FCF margin26.8%-11.2pp

Returns & leverage

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Return on equity10.3%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Enterprise Financial Services’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enterprise Financial Services's net interest income (after provisions)?
Enterprise Financial Services (EFSC) reported net interest income (after provisions) of $158.9M in Q1 2026.
How has Enterprise Financial Services's net interest income (after provisions) changed year-over-year?
Enterprise Financial Services's net interest income (after provisions) increased by 11.6% year-over-year, from $142.33M to $158.9M.
What is the long-term trend for Enterprise Financial Services's net interest income (after provisions)?
Over 4 years (2021 to 2025), Enterprise Financial Services's net interest income (after provisions) has grown at a 14.7% compound annual growth rate (CAGR), from $346.81M to $600.4M.
What does net interest income (after provisions) mean?
The net interest income remaining after accounting for the provision for credit losses. This metric provides a more accurate view of the bank's core profitability by adjusting for the expected cost of credit risk. It represents the net revenue available to cover noninterest expenses and generate shareholder returns.