What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Enterprise Financial Services EFSC Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

FIB

First Interstate BancSystem, Inc.FIBK

$6.7M-66.5%

Customers BancorpCUBI

$400K-66.7%

First Financial BancorpFFBC

$6.03M-34.0%

FB FinancialFBK

$3.82M+101%

Community Financial SystemCBU

$5.64M-15.8%

Other financials

Income statement

See full

Revenue$185.2M+11.6%

Net income$49.4M-1.2%

EPS (diluted)$1.30-0.8%

Balance sheet

See full

Cash & equivalents$634.5M+31.7%

Total debt$27.1M+3.8%

Total equity$2.0B+8.3%

Total assets$17.2B+9.9%

Cash flow

See full

Operating cash flow$58.5M+46.2%

CapEx$1.0M-76.7%

Free cash flow$57.5M+61.4%

Valuation

See full

Market cap$2.37B+0.3%

P/E11.8×-0.3×

P/S3.1×-0.5×

Profitability

See full

Net margin26.4%-3.3pp

FCF margin26.8%-11.2pp

Returns & leverage

See full

Return on equity10.3%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Enterprise Financial Services in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Enterprise Financial Services’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enterprise Financial Services's provision for credit losses?: Enterprise Financial Services (EFSC) reported provision for credit losses of $7.24M in Q1 2026.
How has Enterprise Financial Services's provision for credit losses changed year-over-year?: Enterprise Financial Services's provision for credit losses increased by 39.7% year-over-year, from $5.18M to $7.24M.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.