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Eagle Financial Services EFSI Q1 2026 earnings

Reported April 23, 2026 · After market close

Revenue$20.8MMiss by $361.5KDiluted EPS$0.69Miss by $0.17
Revenue estimate$21.2M
EPS estimate$0.86

Next report

Jul 23, 2026 (In 2 weeks)
Revenue estimate$21.3M
EPS estimate$0.74

Financials

Q1 2026

Income statement

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Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation & ratios

Valuation

as of 07/02/26
See full
Market cap$224.4M—
Enterprise value$44.32M—
P/E11.9×—

Returns & leverage

See full
Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Segments

By product

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Assets Management$1.6M+18.9%
Interchange Fees$815.0K-3.6%
Overdrawn Account Fees$422.0K+12.8%
Brokerage Commissions$225.0K-39.5%
Monthlyand Other Service Fees$134.0K+13.6%

Versus estimates

Revenue

Q1 2026$20.8MMiss by $361.5K
Q4 2025$21.7MBeat by $1.3MQ3 2025$22.0MBeat by $1.6MQ2 2025$20.2MMiss by $1.5MQ1 2025$14.4MMiss by $5.2MQ4 2024$27.8M

Diluted EPS

Q1 2026$0.69Miss by $0.17
Q4 2025$0.81Miss by $0.05Q3 2025$1.04Beat by $0.24Q2 2025$0.98Beat by $0.16Q1 2025$0.62Miss by $0.30Q4 2024$1.74

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Questions, answered.

When did Eagle Financial Services report Q1 2026 earnings?
Eagle Financial Services (EFSI) reported Q1 2026 earnings on April 23, 2026 after market close.
What were Eagle Financial Services's Q1 2026 revenue and EPS?
Eagle Financial Services reported revenue of $20.8M and diluted EPS of $0.69 for Q1 2026.
Did Eagle Financial Services beat estimates in Q1 2026?
Revenue missed the consensus estimate of $21.2M by $361.5K. EPS missed the consensus estimate of $0.86 by $0.17.
How did Eagle Financial Services's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 44.2% from $14.4M a year earlier and diluted EPS grew 11.3% from $0.62.
Where can I find Eagle Financial Services's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001193125-26-173960) and the 10-Q periodic report (0000880641-26-000013) directly on SEC EDGAR. The filing index links above go to sec.gov.