Skip to content
Screener

Eagle Financial Services EFSI Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$22.0MBeat by $1.6M
EPS$1.04Beat by $0.24
Revenue estimate$20.4M
EPS estimate$0.80

Next report

Oct 22, 2026 (in 2 months)
Revenue estimate$22.1M
EPS estimate$0.83

Financials

Q3 2025

Income statement

See full
Revenue$22.4M+21.5%
Net income$5.6M+63.1%
EPS (diluted)$1.04+7.2%

Balance sheet

See full
Cash & equivalents$268.1M+48.0%
Total debt$10.0M+128%
Total equity$185.6M+57.5%
Total assets$1.9B+2.7%

Cash flow

See full
Operating cash flow$8.2M+9.3%
CapEx$380.0K+64.5%
Free cash flow$7.8M+7.5%

Valuation & ratios

Profitability

See full
Net margin14.4%-2.9pp
FCF margin30.7%—

Returns & leverage

See full
Return on equity6.6%-3.9pp
Debt / equity0.1×0.0×

Segments

By product

See full
Assets Management$1.4M+22.8%
Interchange Fees$906.0K+4.4%
Overdrawn Account Fees$425.0K+4.7%
Brokerage Commissions$399.0K+13.4%
Other Chargesand Fees$169.0K+1.2%

FAQ

When did Eagle Financial Services report Q3 2025 earnings?
Eagle Financial Services (EFSI) reported Q3 2025 earnings on October 23, 2025 before market open.
What were Eagle Financial Services's Q3 2025 revenue and EPS?
Eagle Financial Services reported revenue of $22.0M and eps of $1.04 for Q3 2025.
Did Eagle Financial Services beat estimates in Q3 2025?
Revenue beat the consensus estimate of $20.4M by $1.6M. EPS beat the consensus estimate of $0.80 by $0.24.
How did Eagle Financial Services's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 21.0% from $27.8M a year earlier and eps grew 7.2% from $0.97.
Where can I find Eagle Financial Services's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-248860) and the 10-Q periodic report (0001193125-25-279991) directly on SEC EDGAR. The filing index links above go to sec.gov.