What is Everest Group's casualty insurance — year five?

Everest Group (EG) reported casualty insurance — year five of 24.9% in Q4 2025.

What does casualty insurance — year five mean?

Represents the incurred claims and loss development for casualty insurance policies five years after the initial policy year. This metric provides insight into the maturity of loss reserves for long-tail casualty business. It allows analysts to evaluate the stability of claims estimates as they approach final settlement.

Everest Group (EG) Casualty Insurance — Year five

Screener

Other product segments

Property Insurance

8.8%+11.4%

Similar metrics at other companies

GBLICasualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Five

8.7%+0.4pp

RLICasualty — Shortduration Insurance Contracts Historical Claims Duration Year Five

15%-0.4pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Five

4.5%+0.5pp

KNSLCasualty - occurrence — Historical Claims Duration, Year Five

14.2%-0.8pp

SIGICasualty lines — Short-duration insurance contracts, historical claims duration, year five

15.2%+0.3pp

KNSLCasualty - claims made — Historical Claims Duration, Year Five

9%-0.9pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's casualty insurance — year five?: Everest Group (EG) reported casualty insurance — year five of 24.9% in Q4 2025.
What does casualty insurance — year five mean?: Represents the incurred claims and loss development for casualty insurance policies five years after the initial policy year. This metric provides insight into the maturity of loss reserves for long-tail casualty business. It allows analysts to evaluate the stability of claims estimates as they approach final settlement.