What is Everest Group's property insurance — year five?

Everest Group (EG) reported property insurance — year five of 8.8% in Q4 2025.

What does property insurance — year five mean?

The total estimated claims cost for property insurance policies five years after the policy year began.

How do you interpret property insurance — year five?

An increase suggests adverse loss development, while a decrease indicates favorable reserve releases.

How does property insurance — year five compare across companies?

Standard actuarial metric used by P&C insurers to monitor reserve adequacy over time.

Everest Group EG Property Insurance — Year five

Other product segments

Casualty Insurance

24.9%—

Similar metrics at other companies

HIGProperty Insurance — 5th Year

1.9%-0.4pp

AFGProperty and casualty insurance — Year 5

9.4%-3.7pp

CINFProperty And Casualty Personal Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Five

2.1%+0.2pp

HIGGroup Insurance Policy — 5th Year

6.2%-0.1pp

RGALife Insurance Product Line — Short-duration Insurance Contracts, Historical Claims Duration, Year Five

9%+0.2pp

HIGAutomobiles — 5th Year

15.7%-0.1pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%

P/E6.5×—

P/S0.8×-0.1×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's property insurance — year five?: Everest Group (EG) reported property insurance — year five of 8.8% in Q4 2025.
What does property insurance — year five mean?: The total estimated claims cost for property insurance policies five years after the policy year began.
How do you interpret property insurance — year five?: An increase suggests adverse loss development, while a decrease indicates favorable reserve releases.
How does property insurance — year five compare across companies?: Standard actuarial metric used by P&C insurers to monitor reserve adequacy over time.