What is Everest Group's property insurance — year five?

Everest Group (EG) reported property insurance — year five of 8.8% in Q4 2025.

What does property insurance — year five mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their fifth year of maturity. It serves as a key indicator for evaluating the stability of long-tail claims and the adequacy of historical loss reserves.

Everest Group (EG) Property Insurance — Year five

Screener

Other product segments

Casualty Insurance

24.9%—

Similar metrics at other companies

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Five

0%—

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Five

2.4%0.0pp

KNSLProperty — Historical Claims Duration, Year Five

0.4%-15.4pp

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year five

6.9%+1.1pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Five

4.5%+0.5pp

SIGICommercial property — Short-duration insurance contracts, historical claims duration, year five

0.3%0.0pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

See full

Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year five?: Everest Group (EG) reported property insurance — year five of 8.8% in Q4 2025.
What does property insurance — year five mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their fifth year of maturity. It serves as a key indicator for evaluating the stability of long-tail claims and the adequacy of historical loss reserves.