What is Everest Group's insurance — unearned premium reserves?

Everest Group (EG) reported insurance — unearned premium reserves of $2.5B in Q4 2025.

How has Everest Group's insurance — unearned premium reserves changed year-over-year?

Everest Group's insurance — unearned premium reserves decreased by 5.3% year-over-year, from $2.64B to $2.5B.

What does insurance — unearned premium reserves mean?

This represents the portion of written premiums that relates to the unexpired period of insurance policies. As time passes, this reserve is recognized as earned revenue over the policy term.

Everest Group (EG) Insurance — Unearned Premium Reserves

Screener

Other segment segments

Reinsurance

$4.75B+2.7%

Other

$32M-52.9%

Similar metrics at other companies

ACGLInsurance — Unearned Premiums

$5.2B+7.0%

WRBInsurance — Unearned Premiums

$6.16B+5.5%

AXSInsurance — Unearned premiums

$4.33B+12.3%

SPNTReinsurance — Unearned premium

$693.8M-2.3%

SPNTInsurance & Services — Unearned premium

$1.16B+24.7%

ACGLReinsurance — Unearned Premiums

$4.55B-7.1%

Other financials

Income statement

See full

Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

See full

Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

See full

Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

See full

Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Column A / Segment / (Dollars in millions) / As of and Year Ended December 31, 2025	Column B / Deferred Acquisition Costs	Column C / Reservefor Lossesand Loss Adjustment Expenses	Column D / Unearned Premium Reserves	Column E / Premiums Earned	Column F / Net Investment Income	Column G / Incurred Loss and Loss Adjustment Expenses	Column H / Amortizationof Deferred Acquisition Costs	Column I / Other Operating Expenses	Column J / Net Written Premium
Reinsurance	$1,258	$22,730	$4,747	$11,732	$1,376	$7,517	$2,952	$291	$11,791
Insurance	280	10,203	2,495	3,718	658	3,050	488	721	3,638
Other	8	1,379	32	111	90	292	21	17	84
Total	$1,546	$34,312	$7,275	$15,560	$2,124	$10,859	$3,461	$1,029	$15,513
As of and Year Ended December 31, 2024
Reinsurance	$1,185	$19,708	$4,621	$11,412	$1,255	$7,103	$2,837	$290	$11,969
Insurance	270	8,841	2,635	3,579	605	3,622	439	615	3,678
Other	6	1,340	68	197	94	580	24	33	167

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's insurance — unearned premium reserves?: Everest Group (EG) reported insurance — unearned premium reserves of $2.5B in Q4 2025.
How has Everest Group's insurance — unearned premium reserves changed year-over-year?: Everest Group's insurance — unearned premium reserves decreased by 5.3% year-over-year, from $2.64B to $2.5B.
What does insurance — unearned premium reserves mean?: This represents the portion of written premiums that relates to the unexpired period of insurance policies. As time passes, this reserve is recognized as earned revenue over the policy term.