What is Everest Group's property insurance — year three?

Everest Group (EG) reported property insurance — year three of 24.2% in Q4 2025.

What does property insurance — year three mean?

This represents the loss development or claim activity observed during the third year following the inception of an underwriting period. By this stage, a significant portion of property claims are typically settled, making this a key indicator of reserve maturity. It helps investors gauge the long-term profitability of specific underwriting cohorts.

Everest Group (EG) Property Insurance — Year three

Screener

Other product segments

Casualty Insurance

25.9%—

Similar metrics at other companies

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Three

7.4%+0.3pp

GBLIProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Three

4%+1.6pp

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Three

2.9%—

KNSLProperty — Historical Claims Duration, Year Three

9.1%+0.9pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Three

25.1%+1.2pp

SIGICommercial property — Short-duration insurance contracts, historical claims duration, year three

3.1%0.0pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

See full

Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year three?: Everest Group (EG) reported property insurance — year three of 24.2% in Q4 2025.
What does property insurance — year three mean?: This represents the loss development or claim activity observed during the third year following the inception of an underwriting period. By this stage, a significant portion of property claims are typically settled, making this a key indicator of reserve maturity. It helps investors gauge the long-term profitability of specific underwriting cohorts.