What is Everest Group's casualty insurance — year three?

Everest Group (EG) reported casualty insurance — year three of 25.9% in Q4 2025.

What does casualty insurance — year three mean?

This represents the loss development or claim activity specifically for the third year following the inception of a policy cohort. It is critical for evaluating the maturity of the claim portfolio and the stability of long-term reserve estimates.

Everest Group (EG) Casualty Insurance — Year three

Screener

Other product segments

Property Insurance

24.2%+7.6%

Similar metrics at other companies

GBLICasualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Three

16.7%-0.6pp

RLICasualty — Shortduration Insurance Contracts Historical Claims Duration Year Three

17.1%+0.5pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Three

25.1%+1.2pp

KNSLCasualty - occurrence — Historical Claims Duration, Year Three

11.7%-0.9pp

SIGICasualty lines — Short-duration insurance contracts, historical claims duration, year three

16.9%-0.3pp

KNSLCasualty - claims made — Historical Claims Duration, Year Three

21.5%-0.4pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's casualty insurance — year three?: Everest Group (EG) reported casualty insurance — year three of 25.9% in Q4 2025.
What does casualty insurance — year three mean?: This represents the loss development or claim activity specifically for the third year following the inception of a policy cohort. It is critical for evaluating the maturity of the claim portfolio and the stability of long-term reserve estimates.