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Employers Holdings EIG Insurance Operations — Deferred policy acquisition cost, amortization expense

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$885.15M-20.9%
Enterprise value$860.85M-15.8%
P/E19.9×+9.0×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The official record: Employers Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's insurance operations — deferred policy acquisition cost, amortization expense?
Employers Holdings (EIG) reported insurance operations — deferred policy acquisition cost, amortization expense of $30.8M in Q4 2025.
How has Employers Holdings's insurance operations — deferred policy acquisition cost, amortization expense changed year-over-year?
Employers Holdings's insurance operations — deferred policy acquisition cost, amortization expense increased by 3.0% year-over-year, from $29.9M to $30.8M.
What is the long-term trend for Employers Holdings's insurance operations — deferred policy acquisition cost, amortization expense?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — deferred policy acquisition cost, amortization expense has grown at a 5.0% compound annual growth rate (CAGR), from $106.4M to $123.2M.
What does insurance operations — deferred policy acquisition cost, amortization expense mean?
The periodic expense recognized on the income statement as the company amortizes the costs previously deferred during the policy acquisition process. This expense ensures that the costs of acquiring business are matched against the revenue earned over the policy term. Consistent monitoring of this expense helps in understanding the efficiency of the company's sales and marketing spend.