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Employers Holdings EIG Insurance Operations — Labor and Related Expense

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
Three Months Ended March 31, 2026Insurance OperationsTotal
Total revenues207.6207.6
Losses and loss adjustment expenses129.1129.1
Commission expense23.723.7
Compensation-related expenses(1)25.025.0
Information technology expenses(1)2.72.7
Professional fees(1)5.05.0
Depreciation and amortization expenses(1)3.03.0
Other underwriting expenses(1)(2)2.52.5

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's insurance operations — labor and related expense?
Employers Holdings (EIG) reported insurance operations — labor and related expense of $25M in Q1 2026.
How has Employers Holdings's insurance operations — labor and related expense changed year-over-year?
Employers Holdings's insurance operations — labor and related expense decreased by 9.4% year-over-year, from $27.6M to $25M.
What is the long-term trend for Employers Holdings's insurance operations — labor and related expense?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — labor and related expense has grown at a 0.7% compound annual growth rate (CAGR), from $96.6M to $98.6M.
What does insurance operations — labor and related expense mean?
This encompasses all costs associated with employee compensation, benefits, and payroll-related taxes within the insurance segment. Monitoring this metric helps assess the company's operational efficiency and its ability to manage human capital costs relative to premium growth.

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