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Employers Holdings EIG Insurance Operations — Losses and loss adjustment expenses

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$885.15M-20.9%
Enterprise value$860.85M-15.8%
P/E19.9×+9.0×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Employers Holdings’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's insurance operations — losses and loss adjustment expenses?
Employers Holdings (EIG) reported insurance operations — losses and loss adjustment expenses of $129.1M in Q1 2026.
How has Employers Holdings's insurance operations — losses and loss adjustment expenses changed year-over-year?
Employers Holdings's insurance operations — losses and loss adjustment expenses increased by 7.0% year-over-year, from $120.7M to $129.1M.
What is the long-term trend for Employers Holdings's insurance operations — losses and loss adjustment expenses?
Over 3 years (2022 to 2025), Employers Holdings's insurance operations — losses and loss adjustment expenses has grown at a 14.2% compound annual growth rate (CAGR), from $391M to $581.8M.
What does insurance operations — losses and loss adjustment expenses mean?
The total costs incurred from insurance claims, including both the estimated payouts for losses and the administrative expenses associated with investigating and settling those claims. This is the most significant expense category for an insurer and a key driver of underwriting profitability.