Business Segments · Losses and loss adjustment expenses

Insurance — Losses and loss adjustment expenses

Arch Capital Group Insurance — Losses and loss adjustment expenses decreased by 5.9% to $1.13B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 8.3%, from $1.23B to $1.13B. Over 4 years (FY 2021 to FY 2025), Insurance — Losses and loss adjustment expenses shows an upward trend with a 19.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ1 2016
Last reportedQ1 2026
Rolls up toMedical costs

How to read this metric

Lower values relative to premiums indicate better underwriting performance and risk selection.

Detailed definition

The total costs incurred by the insurance segment for claims payments and the administrative expenses associated with in...

Peer comparison

The core expense metric for all insurance and reinsurance companies.

Metric ID: acgl_segment_insurance_losses_and_loss_adjustment_expenses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$545.88M$668.63M$594.11M$600.74M$629.76M$822.66M$729.78M$703.00M$761.00M$812.00M$846.00M$854.00M$848.00M$1.09B$1.28B$1.23B$1.18B$1.16B$1.20B$1.13B
QoQ Change+22.5%-11.1%+1.1%+4.8%+30.6%-11.3%-3.7%+8.3%+6.7%+4.2%+0.9%-0.7%+28.2%+17.8%-4.1%-4.1%-1.4%+2.9%-5.9%
YoY Change+15.4%+23.0%+22.8%+17.0%+20.8%-1.3%+15.9%+21.5%+11.4%+33.9%+51.4%+43.8%+38.9%+6.9%-6.6%-8.3%
Range$545.88M$1.28B
CAGR+16.5%
Avg YoY Growth+19.2%
Median YoY Growth+18.9%

Frequently Asked Questions

What is Arch Capital Group's insurance — losses and loss adjustment expenses?
Arch Capital Group (ACGL) reported insurance — losses and loss adjustment expenses of $1.13B in Q1 2026.
How has Arch Capital Group's insurance — losses and loss adjustment expenses changed year-over-year?
Arch Capital Group's insurance — losses and loss adjustment expenses decreased by 8.3% year-over-year, from $1.23B to $1.13B.
What is the long-term trend for Arch Capital Group's insurance — losses and loss adjustment expenses?
Over 4 years (2021 to 2025), Arch Capital Group's insurance — losses and loss adjustment expenses has grown at a 19.4% compound annual growth rate (CAGR), from $2.34B to $4.76B.
What does insurance — losses and loss adjustment expenses mean?
The total cost of claims and the expenses to manage them.