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Arch Capital Group ACGL Insurance — Losses and loss adjustment expenses

Other segment segments

Reinsurance
$948M-30.1%
Mortgage
$15M+400%

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SPNTInsurance & Services — Loss and loss adjustment expenses incurred, net
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MBI
MBILosses And Loss Adjustment
-$3M-138%

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%
Enterprise value$34.7B-0.2%
P/E-2.1×
P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Arch Capital Group’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's insurance — losses and loss adjustment expenses?
Arch Capital Group (ACGL) reported insurance — losses and loss adjustment expenses of $1.13B in Q1 2026.
How has Arch Capital Group's insurance — losses and loss adjustment expenses changed year-over-year?
Arch Capital Group's insurance — losses and loss adjustment expenses decreased by 8.3% year-over-year, from $1.23B to $1.13B.
What is the long-term trend for Arch Capital Group's insurance — losses and loss adjustment expenses?
Over 4 years (2021 to 2025), Arch Capital Group's insurance — losses and loss adjustment expenses has grown at a 19.4% compound annual growth rate (CAGR), from $2.35B to $4.76B.
What does insurance — losses and loss adjustment expenses mean?
The total costs incurred by the insurance segment for claims payments and the administrative expenses associated with investigating and settling those claims. This is the primary cost driver for an insurer.