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Employers Holdings EIG Deferred policy acquisition costs

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$888.87M-8.6%
Enterprise value$864.57M-4.6%
P/E20×+9.0×
P/S-0.1×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The source filing: Employers Holdings’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:17 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001379041-26-000023
AssetsAs of / March 31,2026 / (unaudited)As of / December 31,2025
Reinsurance recoverable for:
Paid losses5.45.9
Unpaid losses (less CECL allowance of $0.8 at March 31, 2026 and $0.8 at December 31, 2025)382.3385.7
Deferred policy acquisition costs57.157.1
Federal income taxes recoverable15.016.1
Deferred income tax asset, net18.814.3
Property and equipment, net6.56.5
Operating lease right-of-use assets3.63.7

Item 1. Consolidated Financial Statements

FAQ

What is Employers Holdings's deferred policy acquisition costs?
Employers Holdings (EIG) reported deferred policy acquisition costs of $57.1M in Q1 2026.
How has Employers Holdings's deferred policy acquisition costs changed year-over-year?
Employers Holdings's deferred policy acquisition costs decreased by 10.5% year-over-year, from $63.8M to $57.1M.
What is the long-term trend for Employers Holdings's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Employers Holdings's deferred policy acquisition costs has grown at a 5.7% compound annual growth rate (CAGR), from $43.2M to $57.1M.
What does deferred policy acquisition costs mean?
Costs directly associated with the acquisition of new insurance policies, such as commissions and underwriting expenses, which are capitalized and amortized over the life of the policy. This metric reflects the company's investment in business growth and the timing of expense recognition.

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