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Amerisafe AMSF Deferred policy acquisition costs

Deferred policy acquisition costs at other companies

The Travelers Companies logo
The Travelers CompaniesTRV
$3.59B+1.3%
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$1.39B+8.3%
Chubb logo
ChubbCB
$10.45B+19.1%
Employers Holdings logo
Employers HoldingsEIG
$57.1M-10.5%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$126.16M+8.9%
United Fire Group logo
United Fire GroupUFCS
$162.73M+7.2%

Other financials

Income statement

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Revenue$80.1M+10.3%
Net income$8.1M-9.0%
EPS (diluted)$0.43-8.5%

Balance sheet

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Cash & equivalents$34.2M-23.5%
Total debt$491.0K+14.7%
Total equity$246.6M-5.5%
Total assets$1.1B-2.9%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$26.0K+1,200%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$595.34M-28.2%
P/E12.9×-4.6×
P/S1.8×-0.9×

Profitability

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Net margin14.3%-1.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.3%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Amerisafe’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amerisafe's deferred policy acquisition costs?
Amerisafe (AMSF) reported deferred policy acquisition costs of $22.13M in Q1 2026.
How has Amerisafe's deferred policy acquisition costs changed year-over-year?
Amerisafe's deferred policy acquisition costs increased by 8.3% year-over-year, from $20.42M to $22.13M.
What is the long-term trend for Amerisafe's deferred policy acquisition costs?
Over 5 years (2020 to 2025), Amerisafe's deferred policy acquisition costs has grown at a 3.4% compound annual growth rate (CAGR), from $17.81M to $21.09M.
What does deferred policy acquisition costs mean?
These are the direct costs associated with acquiring, underwriting, and issuing insurance policies that are capitalized and amortized over the life of the policy. By deferring these expenses, the company matches the costs of acquisition with the revenue earned over the policy term. This metric provides insight into the company's sales efficiency and the long-term profitability of its underwriting book.