What is Equitable Holdings's payout — current discount rate?

Equitable Holdings (EQH) reported payout — current discount rate of 5.2% in Q2 2026.

How has Equitable Holdings's payout — current discount rate changed year-over-year?

Equitable Holdings's payout — current discount rate increased by 2.0% year-over-year, from 5.1% to 5.2%.

What does payout — current discount rate mean?

This represents the market-based interest rate used to discount future cash flows to their present value for financial reporting purposes. It is highly sensitive to prevailing macroeconomic conditions and yield curves.

Equitable Holdings (EQH) Payout — Current discount rate

Screener

Other product segments

Term

5.2%+4.0%

Similar metrics at other companies

FRHCLife Insurance — Weighted-average current discount rate at balance sheet date

14%+1.0pp

FRHCAnnuity Contracts — Weighted-average current discount rate at balance sheet date

15%+2.0pp

JXNClosed Block Life — Weighted average current discount rate

5%0.0pp

AMPOther Life Insurance — Weighted average discount rate

3.9%-0.1pp

AMPUniversal Life Insurance — Weighted average discount rate

3.1%-0.1pp

PRUGuaranteed Universal Life — Weighted-average interest rate (at original discount rate)

3.3%-0.1pp

Other financials

Income statement

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Revenue$1.7B-29.8%

Net income-$453.0M-29.8%

EPS (diluted)-$1.68-38.8%

Balance sheet

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Cash & equivalents$17.2B+14.9%

Total debt$3.8B-11.4%

Total equity-$785.0M-168%

Total assets$334.66B+10.4%

Cash flow

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Operating cash flow$643.0M+88.6%

Valuation

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Market cap$14B-9.3%

Enterprise value$658.75M-86.3%

P/S1.3×+0.2×

Profitability

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Net margin-5.9%—

Returns & leverage

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Return on equity-42%—

Debt / equity14.1×+12.3×

Where this comes from

Reported directly by Equitable Holdings in its filing.

Tagged under the XBRL concept us-gaap:AdditionalLiabilityLongDurationInsuranceCurrentWeightedAverageDiscountRate.

The source filing: Equitable Holdings’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 2:06 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001333986-26-000040

Line item	June 30, 2026	December 31, 2025
Weighted Average Interest Rate
Term
Interest accretion rate	5.5%	5.6%
Current discount rate	5.2%	4.9%
Payout
Interest accretion rate	4.6%	4.5%
Current discount rate	5.2%	5.0%
Group Pension

Item 1. Consolidated Financial Statements

FAQ

What is Equitable Holdings's payout — current discount rate?: Equitable Holdings (EQH) reported payout — current discount rate of 5.2% in Q2 2026.
How has Equitable Holdings's payout — current discount rate changed year-over-year?: Equitable Holdings's payout — current discount rate increased by 2.0% year-over-year, from 5.1% to 5.2%.
What does payout — current discount rate mean?: This represents the market-based interest rate used to discount future cash flows to their present value for financial reporting purposes. It is highly sensitive to prevailing macroeconomic conditions and yield curves.