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Essent Group ESNT Mortgage Insurance — Acquisition Costs, Net

Other segment segments

Reinsurance
-$6.74M-1,789%

Similar metrics at other companies

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RDNMortgage Insurance — Policyholder Benefits And Claims Incurred Net
$24.28M+58.3%
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ACGLInsurance — Acquisition expenses
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ACGLMortgage — Acquisition expense ratio
2.9%+1.6pp
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ACGLMortgage — Deferred Acquisition Costs
$57M0.0%

Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:AcquisitionCostsNet.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's mortgage insurance — acquisition costs, net?
Essent Group (ESNT) reported mortgage insurance — acquisition costs, net of $7.38M in Q1 2026.
What does mortgage insurance — acquisition costs, net mean?
The net expenses incurred to acquire new insurance policies, including commissions and marketing costs, after accounting for any deferrals. This metric is critical for evaluating the efficiency of the company's customer acquisition strategy.