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Essent Group ESNT Accrued investment income

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.33B-0.3%
P/E9.3×+0.4×
P/S4.8×-0.2×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:AccruedInvestmentIncomeReceivable.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands, except per share amounts)June 30, 2026December 31, 2025
Other invested assets441,852382,513
Total investments6,480,5476,486,598
Cash74,333123,049
Accrued investment income48,30647,371
Accounts receivable169,77251,267
Deferred policy acquisition costs68,8579,547
Property, equipment and software (at cost, less accumulated depreciation of $73,197 in 2026 and $71,466 in 2025)47,75349,189
Prepaid federal income tax496,325513,425

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's accrued investment income?
Essent Group (ESNT) reported accrued investment income of $48.31M in Q2 2026.
How has Essent Group's accrued investment income changed year-over-year?
Essent Group's accrued investment income increased by 5.2% year-over-year, from $45.94M to $48.31M.
What is the long-term trend for Essent Group's accrued investment income?
Over 5 years (2020 to 2025), Essent Group's accrued investment income has grown at a 18.9% compound annual growth rate (CAGR), from $19.95M to $47.37M.
What does accrued investment income mean?
This represents interest or dividend income that has been earned by the company's investment portfolio but has not yet been collected in cash as of the balance sheet date. It reflects the accrual of returns on invested capital, providing insight into the underlying yield and performance of the company's asset base.

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