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Essent Group ESNT Financing Cash Flow

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Financing Activities
Treasury stock acquired(362,665)(339,362)
Dividends paid(64,186)(62,530)
Net cash used in financing activities(426,851)(401,892)
Net decrease in cash(48,716)(39,364)
Cash at beginning of year123,049131,480
Cash at end of period$74,333$92,116
Supplemental Disclosure of Cash Flow Information

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's financing cash flow?
Essent Group (ESNT) reported financing cash flow of -$223.44M in Q2 2026.
How has Essent Group's financing cash flow changed year-over-year?
Essent Group's financing cash flow decreased by 11.0% year-over-year, from -$201.38M to -$223.44M.
What is the long-term trend for Essent Group's financing cash flow?
Over 3 years (2021 to 2025), Essent Group's financing cash flow has grown at a 67.2% compound annual growth rate (CAGR), from -$151.76M to -$709.75M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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