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Essent Group ESNT Net Change in Cash

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Treasury stock acquired(362,665)(339,362)
Dividends paid(64,186)(62,530)
Net cash used in financing activities(426,851)(401,892)
Net decrease in cash(48,716)(39,364)
Cash at beginning of year123,049131,480
Cash at end of period$74,333$92,116
Supplemental Disclosure of Cash Flow Information
Income tax payments$(73,525)$(53,737)

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's net change in cash?
Essent Group (ESNT) reported net change in cash of -$53.93M in Q2 2026.
How has Essent Group's net change in cash changed year-over-year?
Essent Group's net change in cash increased by 53.5% year-over-year, from -$115.95M to -$53.93M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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