Skip to content
Screener

Essent Group ESNT Unearned premiums

Unearned premiums at other companies

SiriusPoint logo
SiriusPointSPNT

Other financials

Income statement

See full
Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

See full
Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

See full
Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

See full
Market cap$6.08B-0.3%
P/E8.9×+0.4×
P/S4.6×-0.2×

Profitability

See full
Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

See full
Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Prepaid federal income tax17,100(7,756)
Other assets(45,015)(2,147)
Reserve for losses and LAE71,97735,883
Unearned premium reserve165,097(13,601)
Other accrued liabilities8,817(9,876)
Net cash provided by operating activities389,134411,104
Investing Activities
Net change in short-term investments24,597180,990

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's unearned premiums?
Essent Group (ESNT) reported unearned premiums of $30.52M in Q2 2026.
How has Essent Group's unearned premiums changed year-over-year?
Essent Group's unearned premiums increased by 606.7% year-over-year, from -$6.02M to $30.52M.
What is the long-term trend for Essent Group's unearned premiums?
Over 4 years (2021 to 2025), Essent Group's unearned premiums has grown at a -21.9% compound annual growth rate (CAGR), from -$65.05M to -$24.25M.
What does unearned premiums mean?
Measures the change in the portion of premiums collected that have not yet been earned by the insurer because the coverage period remains active. This represents a liability that will be recognized as revenue over the remaining life of the insurance policies. A growing balance often indicates successful new business acquisition or premium growth.

Ask your AI about Essent Group's unearned premiums.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude