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Essent Group ESNT Unearned premiums

Unearned premiums at other companies

ESN
Essent GroupESNT
$134.58M+1,876%
CNA Financial logo
CNA FinancialCNA
$7.65B+1.9%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$856.16M+1.2%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$3.4B+4.4%
Lemonade logo
LemonadeLMND
$614.2M+29.0%
Axis Capital Holders logo
Axis Capital HoldersAXS
$4.33B+12.3%

Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M—
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's unearned premiums?
Essent Group (ESNT) reported unearned premiums of $134.58M in Q1 2026.
How has Essent Group's unearned premiums changed year-over-year?
Essent Group's unearned premiums increased by 1876.1% year-over-year, from -$7.58M to $134.58M.
What is the long-term trend for Essent Group's unearned premiums?
Over 4 years (2021 to 2025), Essent Group's unearned premiums has grown at a -21.9% compound annual growth rate (CAGR), from -$65.05M to -$24.25M.
What does unearned premiums mean?
Measures the change in the portion of premiums collected that have not yet been earned by the insurer because the coverage period remains active. This represents a liability that will be recognized as revenue over the remaining life of the insurance policies. A growing balance often indicates successful new business acquisition or premium growth.