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Current year at other companies

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)20262025
Prior years(54,407)(48,061)
Net incurred losses and LAE during the current period97,17748,342
Deduct payments for losses and LAE, net of reinsurance, occurring in:
Current period348367
Prior years33,17817,403
Net loss and LAE payments during the current period33,52617,770
Net reserve for losses and LAE at end of period454,254322,684
Plus: Reinsurance recoverables, net of unpaid claims64,54542,065

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's current year?
Essent Group (ESNT) reported current year of $260K in Q2 2026.
How has Essent Group's current year changed year-over-year?
Essent Group's current year decreased by 17.7% year-over-year, from $316K to $260K.
What is the long-term trend for Essent Group's current year?
Over 4 years (2021 to 2025), Essent Group's current year has grown at a 74.3% compound annual growth rate (CAGR), from $388K to $3.58M.
What does current year mean?
The portion of the total claims liability reserve specifically attributed to losses incurred during the current reporting period. It represents the company's immediate expectation of future payouts for new claims.

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