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Essent Group ESNT Prior years
Prior years at other companies
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Where this comes from
Reported directly by Essent Group in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1.
The source filing: Essent Group’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:37 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001448893-26-000024
| (In thousands) | 2026 | 2025 |
|---|---|---|
| Net incurred losses and LAE during the current period | 97,177 | 48,342 |
| Deduct payments for losses and LAE, net of reinsurance, occurring in: | ||
| Current period | 348 | 367 |
| Prior years | 33,178 | 17,403 |
| Net loss and LAE payments during the current period | 33,526 | 17,770 |
| Net reserve for losses and LAE at end of period | 454,254 | 322,684 |
| Plus: Reinsurance recoverables, net of unpaid claims | 64,545 | 42,065 |
| Reserve for losses and LAE at end of period | $518,799 | $364,749 |
Item 1. Financial Statements (Unaudited)
FAQ
- What is Essent Group's prior years?
- Essent Group (ESNT) reported prior years of $18.64M in Q2 2026.
- How has Essent Group's prior years changed year-over-year?
- Essent Group's prior years increased by 81.7% year-over-year, from $10.26M to $18.64M.
- What is the long-term trend for Essent Group's prior years?
- Over 4 years (2021 to 2025), Essent Group's prior years has grown at a 75.0% compound annual growth rate (CAGR), from $5.04M to $47.26M.
- What does prior years mean?
- The portion of the total claims liability reserve attributed to losses incurred in prior reporting periods that remain unpaid. This reflects the long-term tail risk and the adequacy of historical reserve estimates.
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