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Essent Group ESNT Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid

Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid at other companies

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForLossesAndLossAdjustmentExpense.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)20262025
Net incurred losses and LAE during the current period97,17748,342
Deduct payments for losses and LAE, net of reinsurance, occurring in:
Current period348367
Prior years33,17817,403
Net loss and LAE payments during the current period33,52617,770
Net reserve for losses and LAE at end of period454,254322,684
Plus: Reinsurance recoverables, net of unpaid claims64,54542,065
Reserve for losses and LAE at end of period$518,799$364,749

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's liability for unpaid claims and claims adjustment expense, claims paid?
Essent Group (ESNT) reported liability for unpaid claims and claims adjustment expense, claims paid of $18.9M in Q2 2026.
How has Essent Group's liability for unpaid claims and claims adjustment expense, claims paid changed year-over-year?
Essent Group's liability for unpaid claims and claims adjustment expense, claims paid increased by 78.7% year-over-year, from $10.57M to $18.9M.
What is the long-term trend for Essent Group's liability for unpaid claims and claims adjustment expense, claims paid?
Over 4 years (2021 to 2025), Essent Group's liability for unpaid claims and claims adjustment expense, claims paid has grown at a 74.9% compound annual growth rate (CAGR), from $5.43M to $50.85M.
What does liability for unpaid claims and claims adjustment expense, claims paid mean?
The actual cash outflows made to settle insurance claims and associated loss adjustment expenses during the period. This metric provides a view of the company's liquidity usage for claim settlements.

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