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Prior years at other companies

ESN
Essent GroupESNT
-$25.2M-38.4%
ESN
Essent GroupESNT
$14.54M+104%
American International Group logo
American International GroupAIG
-$106.75M-256%
Old Republic International logo
Old Republic InternationalORI
$800K-42.9%
Cincinnati Financial logo
Cincinnati FinancialCINF
$9M
Arch Capital Group logo
Arch Capital GroupACGL
-$14M+17.6%

Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's prior years?
Essent Group (ESNT) reported prior years of -$25.2M in Q1 2026.
How has Essent Group's prior years changed year-over-year?
Essent Group's prior years decreased by 38.4% year-over-year, from -$18.21M to -$25.2M.
What is the long-term trend for Essent Group's prior years?
Over 4 years (2021 to 2025), Essent Group's prior years has grown at a 4.5% compound annual growth rate (CAGR), from -$66.2M to -$78.89M.
What does prior years mean?
The adjustment to loss reserves for claims that occurred in previous fiscal years, reflecting changes in estimates or actual development. Positive or negative values indicate the accuracy of prior-period loss reserving practices.