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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)20262025
Less: Reinsurance recoverables56,21936,754
Net reserve for losses and LAE at beginning of period390,603292,112
Add provision for losses and LAE, net of reinsurance, occurring in:
Current period151,58496,403
Prior years(54,407)(48,061)
Net incurred losses and LAE during the current period97,17748,342
Deduct payments for losses and LAE, net of reinsurance, occurring in:
Current period348367

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's current year?
Essent Group (ESNT) reported current year of $78.17M in Q2 2026.
How has Essent Group's current year changed year-over-year?
Essent Group's current year increased by 66.7% year-over-year, from $46.91M to $78.17M.
What is the long-term trend for Essent Group's current year?
Over 4 years (2021 to 2025), Essent Group's current year has grown at a 23.8% compound annual growth rate (CAGR), from $97.26M to $228.23M.
What does current year mean?
The provision for losses and loss adjustment expenses related to claims occurring within the current fiscal year. This serves as a primary indicator of the current underwriting performance and loss experience.

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