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Essent Group ESNT Net premiums written

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsWrittenNet.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Revenues:
Net premiums written$307,285$241,488$701,954$479,759
(Increase) decrease in unearned premiums(30,521)7,321(165,097)14,898
Net premiums earned276,764248,809536,857494,657
Net investment income61,61259,289120,867117,499
Realized investment gains (losses), net(111)(129)(258)(310)
Income from other invested assets19,3854,46629,56411,874
Other income5,0366,70811,72812,981

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's net premiums written?
Essent Group (ESNT) reported net premiums written of $307.29M in Q2 2026.
How has Essent Group's net premiums written changed year-over-year?
Essent Group's net premiums written increased by 27.2% year-over-year, from $241.49M to $307.29M.
What is the long-term trend for Essent Group's net premiums written?
Over 4 years (2021 to 2025), Essent Group's net premiums written has grown at a 4.4% compound annual growth rate (CAGR), from $807.49M to $959.46M.
What does net premiums written mean?
The total premiums generated from insurance policies issued during a specific period, adjusted for reinsurance ceded to other carriers. This represents the gross volume of business underwritten by the company before accounting for the timing of revenue recognition.

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