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Essent Group ESNT Unrealized Gains on Investments

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.08B-0.3%
P/E8.9×+0.4×
P/S4.6×-0.2×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
June 30, 2026 (In thousands)Amortized CostUnrealized GainsUnrealized LossesFair Value
U.S. agency mortgage-backed securities1,184,0563,235(83,461)1,103,830
Municipal debt securities(1)634,2845,346(35,859)603,771
Non-U.S. government securities58,202(8,931)49,271
Corporate debt securities (2)2,030,8764,902(68,694)1,967,084
Residential and commercial mortgage securities485,796499(24,153)462,142
Asset-backed securities962,7821,414(9,973)954,223
Money market funds623,895(9)623,886
Total investments available for sale$6,260,158$15,553$(237,016)$6,038,695

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's unrealized gains on investments?
Essent Group (ESNT) reported unrealized gains on investments of $15.55M in Q2 2026.
How has Essent Group's unrealized gains on investments changed year-over-year?
Essent Group's unrealized gains on investments decreased by 11.6% year-over-year, from $17.59M to $15.55M.
What is the long-term trend for Essent Group's unrealized gains on investments?
Over 5 years (2020 to 2025), Essent Group's unrealized gains on investments has grown at a -25.5% compound annual growth rate (CAGR), from $164.42M to $37.69M.
What does unrealized gains on investments mean?
The total unrealized gains on investments, typically related to available-for-sale securities.

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