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Esquire Financial Holdings, Inc. ESQ Compensation and benefits

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Other financials

Income statement

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Revenue$42.1M+17.6%
Net income$13.0M+9.2%
EPS (diluted)$1.49+8.0%

Balance sheet

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Cash & equivalents$242.2M+48.6%
Total debt$2.2M-30.0%
Total equity$313.9M+19.1%
Total assets$2.5B+21.9%

Cash flow

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Operating cash flow$14.5M+38.4%
CapEx$162.0K-86.1%
Free cash flow$14.4M+54.0%

Valuation

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Market cap$1.14B+42.0%
Enterprise value$896.35M+39.9%
P/E21.6×+4.3×
P/S7.1×+1.2×

Profitability

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Net margin33%-1.5pp
FCF margin41.6%+7.4pp

Returns & leverage

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Return on equity18.3%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Esquire Financial Holdings, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 2:54 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093295
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Customer related fees, service charges and other1658273401,186
Total noninterest income6,3836,57712,83812,728
Noninterest expense:
Employee compensation and benefits12,60510,21624,82620,281
Occupancy and equipment1,3441,1682,6002,300
Professional and consulting services1,0381,2912,0112,555
FDIC and regulatory assessments327293630563
Advertising and marketing1,0048112,0021,662

Item 1. Financial Statements (unaudited)

FAQ

What is Esquire Financial Holdings, Inc.'s compensation and benefits?
Esquire Financial Holdings, Inc. (ESQ) reported compensation and benefits of $12.61M in Q2 2026.
How has Esquire Financial Holdings, Inc.'s compensation and benefits changed year-over-year?
Esquire Financial Holdings, Inc.'s compensation and benefits increased by 23.4% year-over-year, from $10.22M to $12.61M.
What is the long-term trend for Esquire Financial Holdings, Inc.'s compensation and benefits?
Over 4 years (2021 to 2025), Esquire Financial Holdings, Inc.'s compensation and benefits has grown at a 18.1% compound annual growth rate (CAGR), from $21.74M to $42.31M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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