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Esquire Financial Holdings, Inc. ESQ Net gains (losses) on investments

Net gains (losses) on investments at other companies

Customers Bancorp logo
Customers BancorpCUBI
-$25K
Equity Bancshares logo
Equity BancsharesEQBK
-$1.21M-10,208%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$5.96M+2,035%
Bank7 Corp. logo
Bank7 Corp.BSVN
$0
USCB Financial Holdings, Inc. logo
USCB Financial Holdings, Inc.USCB
$0
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0

Other financials

Income statement

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Revenue$42.1M+17.6%
Net income$13.0M+9.2%
EPS (diluted)$1.49+8.0%

Balance sheet

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Cash & equivalents$242.2M+48.6%
Total debt$2.2M-30.0%
Total equity$313.9M+19.1%
Total assets$2.5B+21.9%

Cash flow

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Operating cash flow$14.5M+38.4%
CapEx$162.0K-86.1%
Free cash flow$14.4M+54.0%

Valuation

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Market cap$1.12B+39.4%
Enterprise value$876.02M+36.7%
P/E21.2×+3.9×
P/S+1.0×

Profitability

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Net margin33%-1.5pp
FCF margin41.6%+7.4pp

Returns & leverage

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Return on equity18.3%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:EquitySecuritiesFvNiRealizedGainLoss.

The source filing: Esquire Financial Holdings, Inc.’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:31 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-027706
Line itemYears Ended December 31, 2025Years Ended December 31, 2024Years Ended December 31, 2023
Noninterest income:
Payment processing fees20,21520,87522,316
Administrative service income2,9952,7382,467
Net gain on equity investments4324,013
Customer related fees, service charges and other1,4381,282955
Total noninterest income25,08024,89529,751
Noninterest expense:
Employee compensation and benefits42,31437,84532,481

ITEM 8. Financial Statements and Supplementary Data

FAQ

What is Esquire Financial Holdings, Inc.'s net gains (losses) on investments?
Esquire Financial Holdings, Inc. (ESQ) reported net gains (losses) on investments of $108K in Q4 2025.
What does net gains (losses) on investments mean?
Realized and unrealized gains/losses on investments removed from operating cash flow since they're investing-related.

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