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Esquire Financial Holdings, Inc. ESQ Lessor, operating lease, lease not yet commenced (approximately)

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Other financials

Income statement

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Revenue$42.1M+17.6%
Net income$13.0M+9.2%
EPS (diluted)$1.49+8.0%

Balance sheet

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Cash & equivalents$242.2M+48.6%
Total debt$2.2M-30.0%
Total equity$313.9M+19.1%
Total assets$2.5B+21.9%

Cash flow

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Operating cash flow$14.5M+38.4%
CapEx$162.0K-86.1%
Free cash flow$14.4M+54.0%

Valuation

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Market cap$1.14B+42.0%
Enterprise value$896.35M+39.9%
P/E21.6×+4.3×
P/S7.1×+1.2×

Profitability

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Net margin33%-1.5pp
FCF margin41.6%+7.4pp

Returns & leverage

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Return on equity18.3%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LessorOperatingLeaseLeaseNotYetCommencedAssumptionAndJudgmentValueOfUnderlyingAssetAmount.

The source filing: Esquire Financial Holdings, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 2:54 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093295

In addition to the table above, as of June 30, 2026, the Company had an additional operating lease commitment for its future corporate headquarters of approximately $24.4 million that has been executed but not yet commenced. This operating lease is expected to commence no earlier than the end of the second quarter of 2027 with a lease term of 12.25 years.

Item 1. Financial Statements (unaudited)

FAQ

What is Esquire Financial Holdings, Inc.'s lessor, operating lease, lease not yet commenced (approximately)?
Esquire Financial Holdings, Inc. (ESQ) reported lessor, operating lease, lease not yet commenced (approximately) of $24.4M in Q2 2026.
What does lessor, operating lease, lease not yet commenced (approximately) mean?
This figure represents the future lease payments to be received by the bank as a lessor for operating leases that have been signed but have not yet commenced. It provides visibility into future revenue streams and contractual commitments related to the bank's leasing activities. This is a key indicator of the bank's future commercial leasing pipeline.

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