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Year four at other companies

Hope Bancorp logo
Hope BancorpHOPE
$755.36M-77.3%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$1.73B-51.6%
International Bancshares logo
International BancsharesIBOC
$1.63B+45.1%
Customers Bancorp logo
Customers BancorpCUBI
$721.85M-78.2%
Center Bancorp logo
Center BancorpCNOB
$523.55M

Other financials

Income statement

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Revenue$791.1M+12.5%
Net income$363.7M+17.2%
EPS (diluted)$2.63+17.4%

Balance sheet

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Cash & equivalents$5.1B+15.4%
Total debt$200.4M+63.2%
Total equity$9.2B+12.7%
Total assets$84.8B+8.5%

Cash flow

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Operating cash flow$601.4M+116%
CapEx$13.5M+540%
Free cash flow$587.9M+113%

Valuation

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Market cap$18.04B+32.4%
Enterprise value$13.15B+40.8%
P/E12.5×+1.1×
P/S5.8×+0.8×

Profitability

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Net margin46.6%+2.9pp
FCF margin58%

Returns & leverage

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Return on equity16.6%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by East-West Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The source filing: East-West Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001069157-26-000044
($ in thousands)Term Loans by Origination Year / 2026Term Loans by Origination Year / 2025Term Loans by Origination Year / 2024Term Loans by Origination Year / 2023Term Loans by Origination Year / 2022Term Loans by Origination Year / PriorRevolving LoansRevolving Loans Converted to Term LoansTotal
Total consumer$1,719,393$2,611,885$1,544,278$2,119,292$2,685,654$4,785,250$1,895,482$71,017$17,432,251
Total consumer gross write-offs (1)$6$20$15$8$38$87
Total loans held-for-investment:
Pass$4,761,463$8,792,015$4,904,788$5,293,514$7,305,778$12,125,742$14,302,716$190,200$57,676,216
Criticized (accrual)1,69142,40960,676126,504222,521251,323377,5381,1551,083,817
Criticized (nonaccrual)90420,14521,08533,66331,23992,373954,403203,907
Total$4,764,058$8,854,569$4,986,549$5,453,681$7,559,538$12,469,438$14,680,349$195,758$58,963,940
Total loans held-for-investment gross write-offs (1)$4,575$2,701$815$8,325$49$26,569$43,034

ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is East-West Bancorp's year four?
East-West Bancorp (EWBC) reported year four of $5.45B in Q2 2026.
What is the long-term trend for East-West Bancorp's year four?
Over 3 years (2021 to 2025), East-West Bancorp's year four has grown at a 29.8% compound annual growth rate (CAGR), from $3.68B to $8.05B.
What does year four mean?
Year four

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