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First American Financial FAF Title Insurance And Services — Premiums Earned Net

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Other financials

Income statement

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Revenue$2.1B+15.0%
Net income$218.5M+49.6%
EPS (diluted)$2.12+50.4%

Balance sheet

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Cash & equivalents$2.6B+29.2%
Total debt$1.8B-0.9%
Total equity$5.6B+9.6%
Total assets$18.9B+16.4%

Cash flow

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Operating cash flow$356.6M-1.4%
CapEx$39.2M-25.2%
Free cash flow$317.4M+2.6%

Valuation

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Market cap$7.66B+20.0%
Enterprise value$6.78B+10.9%
P/E10.3×-23.5×
P/S0.0×

Profitability

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Net margin9.3%+6.4pp
FCF margin10.4%+0.2pp

Returns & leverage

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Return on equity13.9%+10.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: First American Financial’s 10-K, filed February 18, 2026.

Filed
Feb 17, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001193125-26-055516
SegmentPremiumsand escrowfees beforereinsuranceCeded toothercompaniesAssumedfromothercompaniesPremiumsand escrowfeesPercentage ofamountassumed topremiumsand escrowfees
Title Insurance and Services
2025$5,326.6$20.6$0.9$5,306.90.0%
2024$4,629.5$21.1$1.8$4,610.20.0%
2023$4,321.2$17.6$2.1$4,305.70.0%

Item 8. Financial Statements and Supplementary Data

FAQ

What is First American Financial's title insurance and services — premiums earned net?
First American Financial (FAF) reported title insurance and services — premiums earned net of $1.33B in Q4 2025.
How has First American Financial's title insurance and services — premiums earned net changed year-over-year?
First American Financial's title insurance and services — premiums earned net increased by 15.1% year-over-year, from $1.15B to $1.33B.
What is the long-term trend for First American Financial's title insurance and services — premiums earned net?
Over 4 years (2021 to 2025), First American Financial's title insurance and services — premiums earned net has grown at a -6.2% compound annual growth rate (CAGR), from $6.86B to $5.31B.
What does title insurance and services — premiums earned net mean?
Calculated as direct premiums earned plus assumed premiums minus ceded premiums. This is a primary indicator of the company's core insurance revenue after accounting for risk-sharing arrangements with other insurers.

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