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FB Financial FBK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

First Horizon logo
First HorizonFHN
$0-100%
Bank of America logo
Bank of AmericaBAC
$200M+135%
Simmons First National logo
Simmons First NationalSFNC
-$1.33M+68.5%
Customers Bancorp logo
Customers BancorpCUBI
$991K+36.7%
First Financial Bancorp logo
First Financial BancorpFFBC
$1.15M+257%
First Financial Bankshares logo
First Financial BanksharesFFIN
-$7.86M+17.3%

Other financials

Income statement

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Revenue$172.3M+31.9%
Net income$57.5M+46.1%
EPS (diluted)$1.10+31.0%

Balance sheet

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Cash & equivalents$1.2B+45.7%
Total debt$273.4M+19.2%
Total equity$2.0B+23.2%
Total assets$16.5B+25.4%

Cash flow

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Operating cash flow$31.0M+288%
CapEx$1.7M+4.9%
Free cash flow$29.3M+262%

Valuation

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Market cap$2.82B+24.2%
Enterprise value$1.94B+12.8%
P/E20×+2.2×
P/S4.7×-0.1×

Profitability

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Net margin23.4%-3.2pp
FCF margin32.3%+15.7pp

Returns & leverage

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Return on equity7.9%-0.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by FB Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: FB Financial’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FB Financial's accretion (amortization) of discounts and premiums, investments?
FB Financial (FBK) reported accretion (amortization) of discounts and premiums, investments of $888K in Q1 2026.
How has FB Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
FB Financial's accretion (amortization) of discounts and premiums, investments increased by 45.8% year-over-year, from $609K to $888K.
What is the long-term trend for FB Financial's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), FB Financial's accretion (amortization) of discounts and premiums, investments has grown at a -29.5% compound annual growth rate (CAGR), from -$8.78M to $3.08M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the periodic adjustment to the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the security. It ensures that the yield recognized on the investment portfolio reflects the effective interest rate at the time of purchase. This is a standard measure for evaluating the underlying performance of a bank's investment securities portfolio.