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First BanCorp FBP Time deposits

Time deposits at other companies

Popular logo
PopularBPOP
$9.91B+3.2%
OFG Bancorp logo
OFG BancorpOFG
$1.79B+41.3%
International Bancshares logo
International BancsharesIBOC
$3.26B+8.0%
First Financial Bancorp logo
First Financial BancorpFFBC
$3.65B+14.0%
Customers Bancorp logo
Customers BancorpCUBI
$1.2B+30.9%
First Bancorp logo
First BancorpFNLC
$1.08B-8.4%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

1.8

Item 6.

FAQ

What is First BanCorp's time deposits?
First BanCorp (FBP) reported time deposits of $1.8B in Q2 2026.
How has First BanCorp's time deposits changed year-over-year?
First BanCorp's time deposits increased by 5.9% year-over-year, from $1.7B to $1.8B.
What is the long-term trend for First BanCorp's time deposits?
Over 5 years (2020 to 2025), First BanCorp's time deposits has grown at a 12.5% compound annual growth rate (CAGR), from $1B to $1.8B.
What does time deposits mean?
This includes interest-bearing deposits such as certificates of deposit (CDs) that have a fixed maturity date and specified interest rate. These deposits are a primary source of stable, long-term funding for the bank's lending activities.

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