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First BanCorp FBP Consumer Retail Banking — Interest Earning Assets Average Amount Outstanding

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VLYConsumer Banking — Return on average interest earning assets (pre-tax)
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Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

See full
Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestEarningAssetsAverageAmountOutstanding.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

3,938,677

Item 6.

FAQ

What is First BanCorp's consumer retail banking — interest earning assets average amount outstanding?
First BanCorp (FBP) reported consumer retail banking — interest earning assets average amount outstanding of $3.94B in Q2 2026.
How has First BanCorp's consumer retail banking — interest earning assets average amount outstanding changed year-over-year?
First BanCorp's consumer retail banking — interest earning assets average amount outstanding decreased by 2.0% year-over-year, from $4.02B to $3.94B.
What is the long-term trend for First BanCorp's consumer retail banking — interest earning assets average amount outstanding?
Over 2 years (2021 to 2024), First BanCorp's consumer retail banking — interest earning assets average amount outstanding has grown at a 117.7% compound annual growth rate (CAGR), from $2.55B to $12.09B.
What does consumer retail banking — interest earning assets average amount outstanding mean?
This metric measures the average balance of assets held by the consumer retail banking segment that generate interest income, such as loans and investment securities. It reflects the scale of the segment's income-producing portfolio over a specific period. Monitoring this helps assess the segment's capacity to generate interest revenue based on its deployed capital.

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