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Valley National Bank VLY Consumer Banking — Average interest earning assets

Other segment segments

Commercial Banking
$48.06M

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Other financials

Income statement

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Revenue$540.4M+13.0%
Net income$163.9M+54.6%
EPS (diluted)$0.28+55.6%

Balance sheet

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Cash & equivalents$1.2B-5.3%
Total debt$63.9M+8.2%
Total equity$7.8B+4.4%
Total assets$64.5B+4.2%

Cash flow

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Operating cash flow$209.6M+1,324%
CapEx$1.4M-54.1%
Free cash flow$208.2M+1,132%

Valuation

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Market cap$7.81B+36.9%
Enterprise value$6.71B+50.0%
P/E11.9×-2.7×
P/S3.7×+0.7×

Profitability

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Net margin31.4%+10.6pp
FCF margin26.5%

Returns & leverage

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Return on equity8.6%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Valley National Bank in its filing.

Tagged under the XBRL concept vly:AverageInterestEarningAssets.

The official record: Valley National Bank’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Valley National Bank's consumer banking — average interest earning assets?
Valley National Bank (VLY) reported consumer banking — average interest earning assets of $11.27B in Q1 2026.
How has Valley National Bank's consumer banking — average interest earning assets changed year-over-year?
Valley National Bank's consumer banking — average interest earning assets increased by 10.3% year-over-year, from $10.21B to $11.27B.
What is the long-term trend for Valley National Bank's consumer banking — average interest earning assets?
Over 4 years (2021 to 2025), Valley National Bank's consumer banking — average interest earning assets has grown at a 44.4% compound annual growth rate (CAGR), from $7.26B to $31.58B.
What does consumer banking — average interest earning assets mean?
The average balance of assets within the consumer banking segment that generate interest income, such as retail loans and investment securities. This metric serves as the primary base for measuring the segment's capacity to generate revenue from its lending activities.