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SouthState SSB Business Segments — Interest Earning Assets Average Amount Outstanding

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Other financials

Income statement

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Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total debt$520.5M+6.6%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$10.59B+12.4%
P/E11.1×-4.8×
P/S3.9×-0.4×

Profitability

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Net margin34.9%+7.7pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept us-gaap:InterestEarningAssetsAverageAmountOutstanding.

The source filing: SouthState’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 9:00 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-053548
(Dollars in thousands)Three Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Other operating expense33,70331,846
Total noninterest expense359,524408,826
Income before income tax provision291,371121,247
Income tax provision65,55132,167
Net income (GAAP)$225,820$89,080
Net Interest Margin, Non-Tax Equivalent ("Non-TE") (GAAP)
Average interest earning assets (b)$60,201,176$57,497,453
Net interest margin, non-TE ((a)/(b)) (GAAP)3.78%3.84%

Item 1. Financial Statements (unaudited)

FAQ

What is SouthState's business segments — interest earning assets average amount outstanding?
SouthState (SSB) reported business segments — interest earning assets average amount outstanding of $60.2B in Q1 2026.
How has SouthState's business segments — interest earning assets average amount outstanding changed year-over-year?
SouthState's business segments — interest earning assets average amount outstanding increased by 4.7% year-over-year, from $57.5B to $60.2B.
What is the long-term trend for SouthState's business segments — interest earning assets average amount outstanding?
Over 3 years (2022 to 2025), SouthState's business segments — interest earning assets average amount outstanding has grown at a 63.5% compound annual growth rate (CAGR), from $39.88B to $174.41B.
What does business segments — interest earning assets average amount outstanding mean?
This represents the average balance of assets that generate interest income, such as loans, investment securities, and interest-bearing deposits with other banks. It serves as a measure of the scale of the bank's income-producing portfolio.

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