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First BanCorp FBP Service Charges And Fees On Deposit Accounts

Service Charges And Fees On Deposit Accounts at other companies

First Financial Corporation logo
First Financial CorporationTHFF
$8.22M+8.8%
First Financial Corporation logo
First Financial CorporationTHFF
$8.22M+8.8%
Trico Bancshares logo
Trico BancsharesTCBK
$5.45M+5.1%
RBB Bancorp logo
RBB BancorpRBB
$505K+6.3%
California BanCorp logo
California BanCorpBCAL
$827K+3.1%
Banc of California logo
Banc of CaliforniaBANC
$7.14M+55.5%

Segments

By segment

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Consumer Retail Banking$7.4M+0.4%
Commercial And Corporate$1.56M+4.6%
Virgin Islands Operations$778K+2.8%
United States Operations$155K+5.4%
Mortgage Banking$0
Treasury And Investments$0

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:ServiceChargesAndFeesOnDepositAccounts.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

9,885

Item 6.

FAQ

What is First BanCorp's service charges and fees on deposit accounts?
First BanCorp (FBP) reported service charges and fees on deposit accounts of $9.89M in Q2 2026.
How has First BanCorp's service charges and fees on deposit accounts changed year-over-year?
First BanCorp's service charges and fees on deposit accounts increased by 1.3% year-over-year, from $9.76M to $9.89M.
What is the long-term trend for First BanCorp's service charges and fees on deposit accounts?
Over 3 years (2022 to 2025), First BanCorp's service charges and fees on deposit accounts has grown at a 1.1% compound annual growth rate (CAGR), from $37.82M to $39.07M.
What does service charges and fees on deposit accounts mean?
Revenue generated from fees charged to customers for maintaining deposit accounts, including overdraft fees, monthly maintenance charges, and other account-related services. This is a key component of non-interest income and reflects the bank's ability to monetize its retail and commercial deposit base.

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