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Banc of California BANC Other commissions and fees — Service charges on deposit accounts

Other product segments

Noninterest Income
$10.11M
Service charges on deposit accounts
$4.98M
Other income
$1K
Dividends and Gains (Losses) on Equity Investments
$0
Gain on sale of loans
$0
Interest Income
$0
Leased equipment income
$0
LOCOM Held For Sale Adjustment
$0
Warranty Income
$0

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FRMEService charges on deposit accounts — Other income
$9.04M+12.0%
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FBPService Charges And Fees On Deposit Accounts
$9.93M+3.0%
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HOMBOther service charges and fees — Service charges
$9.81M-8.2%
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BOHService Charges on Deposit Accounts
$8.44M+2.2%
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TCBIFees And Commissions, Service Charges On Depositor Accounts
$9.22M+17.6%
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FBNCService charges on deposit accounts
$3.95M+5.0%

Other financials

Income statement

See full
Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

See full
Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

See full
Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

See full
Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

See full
Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

See full
Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's other commissions and fees — service charges on deposit accounts?
Banc of California (BANC) reported other commissions and fees — service charges on deposit accounts of $5.13M in Q1 2026.
How has Banc of California's other commissions and fees — service charges on deposit accounts changed year-over-year?
Banc of California's other commissions and fees — service charges on deposit accounts decreased by 5.1% year-over-year, from $5.4M to $5.13M.
What is the long-term trend for Banc of California's other commissions and fees — service charges on deposit accounts?
Over 4 years (2021 to 2025), Banc of California's other commissions and fees — service charges on deposit accounts has grown at a 14.7% compound annual growth rate (CAGR), from $11.02M to $19.09M.
What does other commissions and fees — service charges on deposit accounts mean?
This metric represents the non-interest income generated from fees assessed on customer deposit accounts, such as maintenance fees, overdraft charges, and transaction-related service costs. It serves as a key indicator of the bank's ability to monetize its retail and commercial deposit base beyond traditional net interest income. Monitoring this revenue stream provides insight into the bank's fee-based service strategy and the overall engagement level of its deposit customers.