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Banc of California BANC Total Interest Income — Service charges on deposit accounts

Other product segments

Total noninterest (loss) income
$11.91M
Commissions and fees
$7.14M
Service charges on deposit accounts
$4.76M
(Loss) gain on loans and leases HFS
$0
Dividends and gains on equity investments
$0
Leased equipment income
$0
LOCOM Held For Sale Adjustment
$0
Loss on securities AFS
$0
Other income
$0
Warrant income
$0

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Other financials

Income statement

See full
Revenue$16.4M-94.0%
Net income-$241.3M-950%
EPS (diluted)-$1.61-1,442%

Balance sheet

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Cash & equivalents$2.8B+19.7%
Total debt$2.6B+25.9%
Total equity$3.4B-0.5%
Total assets$35.0B+2.3%

Cash flow

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Operating cash flow$161.4M+157%
CapEx$2.6M+106%
Free cash flow$158.8M+158%

Valuation

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Market cap$3.01B+32.7%
Enterprise value$2.77B+41.1%
P/S3.4×+1.2×

Profitability

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Net margin-2.5%-17.0pp
FCF margin41.2%

Returns & leverage

See full
Return on equity-0.7%-5.0pp
Debt / equity0.8×+0.2×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Banc of California’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:35 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054876
Line itemThree Months Ended June 30, 2026 / Total / Recorded / RevenueThree Months Ended June 30, 2026 / Revenue from / Contracts with / CustomersThree Months Ended June 30, 2025 / Total / Recorded / RevenueThree Months Ended June 30, 2025 / Revenue from / Contracts with / Customers
Total Interest Income$414,596$420,509
Noninterest Income:
Service charges on deposit accounts4,7634,7634,4564,456
Commissions and fees9,0347,1439,6414,594
Leased equipment income7,82010,231
(Loss) gain on loans and leases HFS(12,544)21
Loss on securities AFS(256,749)
Dividends and gains (losses) on equity investments3,326(114)

ITEM 1. CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Banc of California's total interest income — service charges on deposit accounts?
Banc of California (BANC) reported total interest income — service charges on deposit accounts of $0 in Q2 2026.
What does total interest income — service charges on deposit accounts mean?
This metric represents the revenue generated from fees charged to customers for maintaining and utilizing deposit accounts, such as checking, savings, and money market accounts. It reflects the bank's ability to monetize its retail and commercial deposit base through service-related activities rather than interest rate spreads. Monitoring this income stream provides insight into the bank's non-interest revenue diversification and the underlying activity levels of its deposit customer base.

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