Banc of California BANC Warranty Income — Service charges on deposit accounts

Other product segments

Noninterest Income

$10.11M—

Other commissions and fees

$5.13M—

Service charges on deposit accounts

$4.98M—

Other income

$1K—

Dividends and Gains (Losses) on Equity Investments

$0—

Gain on sale of loans

$0—

Interest Income

$0—

Leased equipment income

$0—

LOCOM Held For Sale Adjustment

$0—

Similar metrics at other companies

LNon-insurance Warranty Expense

$356M-7.5%

FAFHome Warranty — Revenue

$109.8M+1.9%

LNon-Insurance Warranty Revenue

$374M-5.8%

BOHService Charges on Deposit Accounts — Revenue from Contract with Customer, Excluding Assessed Tax

$3.59M+5.1%

PFSService charges on deposit accounts — Revenue

$5.2M+9.7%

SFNCService charges on deposit accounts — Non-interest income

$12.66M+0.2%

Other financials

Income statement

See full

Revenue$286.9M+7.9%

Net income$72.0M+34.3%

EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%

Total debt$3.1B+73.6%

Total equity$3.6B+0.9%

Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%

CapEx$3.4M+122%

Free cash flow$45.6M+235%

Valuation

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Market cap$3.16B+13.0%

Enterprise value$4.05B+95.2%

P/E12.8×-5.9×

P/S2.8×0.0×

Profitability

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Net margin21.7%+6.8pp

FCF margin23.4%—

Returns & leverage

See full

Return on equity7%+2.7pp

Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's warranty income — service charges on deposit accounts?: Banc of California (BANC) reported warranty income — service charges on deposit accounts of $0 in Q1 2026.
What does warranty income — service charges on deposit accounts mean?: This metric represents the revenue generated from fees assessed on deposit accounts specifically attributed to the warranty income business segment. It reflects the bank's ability to monetize deposit relationships through recurring service charges within this specialized product line. Monitoring this figure helps investors assess the fee-based income contribution and the underlying profitability of deposit-related services within the warranty segment.